We are now out-of-network with all commercial insurance policies. We are only participating in traditional Medicare and most Medicare supplement plans. If you have a commercial insurance or Medicare Advantage policy, you will be subject to our direct care fees, which are due at the time of service. You may be eligible for reimbursement from your insurance plan if your have out-of-network benefits. You should contact your insurance plan directly about what your out-of-network benefits include.